Domestic credit insurance is one that guarantees the insured the payment of sales to its customers (debtors). In short, the coverage is against the lack of payment, whether by delay, bankruptcy or the debtor.
Additional advantages of domestic credit insurance
With the hiring of domestic credit insurance, the insured has access to important and diverse range of services that positively influence the evolution of business. And, besides guaranteeing the credit operations of a company, the domestic credit insurance has yet to offer the contractor a series of complementary services:
Credit Analysis: With the hiring of insurance, along with Korsa chosen insurer, assist in credit analysis of the entire portfolio of insured risk by setting limits for individual borrowers included in the policy. This analysis is based on extensive database of insurance information and the market itself, taking into account the history of the debtor by the insured, his potential future purchase and your economic and financial situation.
Monitoring of customer: After individual analysis, debtors will continue to be monitored throughout the policy period. With this monitoring, any changes to your registration status, economic and / or financial assistance can be detected and properly communicated to the insured.
Collection management: the insured may have the support in the management of the insurer's recovery of accrued and unpaid interest, seeking a friendly settlement with the debtor in default, without interfering in the trade policy of the insured. Any recovery of overdue loans will be passed on immediately to the insured.