The ideal way to protect what matters most
Life insurance is one of the most important existing family planning. In the face of unexpected events that everyone can suffer, the life insurance provides the resources needed to restructure their financial and family in case of death, illness or disability.
Reasons to have a life insurance
• Replaces the income into the household budget for a certain period;
• Cost unavoidable expenses such as taxes on inheritance and funeral and burial costs;
• Protect family assets, helping to pay for long-term benefits of real estate or cars;
• Keep some of the tasks, how to finance care for a family or an older child;
• Provides resources for the study of children;
• Provides additional resources for their own retirement, if you become unable to work.
Key covers life insurance and personal accident
Medical and hospital expenses: reimbursement of all expenses arising from personal injury, up to the limit;
Serious illness: the insured receives a payment in cases of diagnosis at an advanced stage of one of the covers below:
- Stroke (CVA), vital organ transplantation, chronic renal failure, coronary bypass surgery and cancer.
- Funeral: support for the funeral proceedings through the reimbursement of expenses or the provision of direct services, limited to the insured amount (the choice of service is available exclusively in Brazil).
- Total permanent disability by accident, the insured receives the compensation in case of total permanent functional disability caused by disease.
- Death: in case of death of the insured, the beneficiaries receive the value of the insured amount.
- Accidental death: compensation will be paid to beneficiaries in case of death of the insured by accident.