Korsa

Life Insurance

The ideal way to protect what matters most

Life insurance is one of the most important existing family planning. In the face of unexpected events that everyone can suffer, the life insurance provides the resources needed to restructure their financial and family in case of death, illness or disability.

Reasons to have a life insurance

• Replaces the income into the household budget for a certain period;
• Cost unavoidable expenses such as taxes on inheritance and funeral and burial costs;
• Protect family assets, helping to pay for long-term benefits of real estate or cars;
• Keep some of the tasks, how to finance care for a family or an older child;
• Provides resources for the study of children;
• Provides additional resources for their own retirement, if you become unable to work.
Key covers life insurance and personal accident
Medical and hospital expenses: reimbursement of all expenses arising from personal injury, up to the limit;
Serious illness: the insured receives a payment in cases of diagnosis at an advanced stage of one of the covers below:
- Stroke (CVA), vital organ transplantation, chronic renal failure, coronary bypass surgery and cancer.
- Funeral: support for the funeral proceedings through the reimbursement of expenses or the provision of direct services, limited to the insured amount (the choice of service is available exclusively in Brazil).
- Total permanent disability by accident, the insured receives the compensation in case of total permanent functional disability caused by disease.
- Death: in case of death of the insured, the beneficiaries receive the value of the insured amount.
- Accidental death: compensation will be paid to beneficiaries in case of death of the insured by accident.

Personal Accident Insurance

Protection for those who want to live quietly

The personal accident insurance guarantees payment of an indemnity to the insured in the event of partial or total permanent disability by accident or beneficiaries upon the death of the insured. More peace of mind and security for you and your family.

You can choose the coverage options that best fit their needs, including the protection professional, great solution for freelancers and professionals.

Valuing quality of life, it is possible to have several programs that provide discounts on a wide network of partners, such as gyms, pharmacies, spas, beauty clinics, discounts on theater and restaurants, and 24-hour assistance.

The personal accident insurance may be hired by people aged between 16 and 70 years, with options for coverage from $ 10 to 500 000.

Accidents happen when you least expect. Hire a personal accident insurance. A simple insurance, inexpensive and easy to do.

Health Insurance (in the manner pre-and post-paid)

Health is the key!

The Korsa Insurance Broker evaluates the benefits of each health plan, providing personalized service. The brokerage offers all the options of plans and providers, including comprehensive benefits package and covers ambulatory and hospital care and obstetrics for all insured.

There are several plans tailored to meet all the needs that are different repayment options, network-referenced standard of accommodation and hospital benefits.

Insured by Korsa certainly feel protected and can still count on special benefits that include joint participation optional and discounts in various establishments.

The Korsa believes that the best way when it comes to health and wellness, is prevention. Therefore, it offers activities and services to customers prior to processing, designing programs that stimulate the quality of life.

Some of the actions of this program

Emotion & balance

Health also depends on the emotional well-being. Self-knowledge and personal motivation are some of the issues addressed by psychologists in talks aimed at emotional balance.

Dietary reeducation

With the nutritional education program, developed and taught by nutritionists, you can learn to choose better foods and balance quantities, understand the real need for the proper functioning of the body and thus prevent and control diseases.

Getting in shape

The program of weight reduction is accomplished by physical educators, endocrinologists and physicians. Health professionals suggest changes in behavior and lifestyle to achieve effective results in weight reduction. This program may be the incentive he needed to improve their quality of life.

Breathe up

Specific program to support smoking cessation through cognitive behavioral therapy with medical aid.

Assisted pregnancy

Program for monitoring of pregnancy and neonatal care at risk for pregnancy with twins and pregnant women with hypertension, coronary heart disease, diabetes and other diseases that compromise the maternal and child health. Lectures for the couple with themes about the importance of prenatal care, childbirth, weight control during pregnancy, breastfeeding and postpartum, and care instructions with the newborn.

Dental Insurance

Health begins in the mouth!

Oral health has a major influence on the overall health of an individual. A healthy person has a higher self-esteem and better work performance.

The dental insurance is a benefit that brings more satisfaction to the company and its employees, for an extremely affordable and simple contracting.

The insured can freely choose a dentist within an extensive network referenced. If you choose a professional who does not belong to the network referred to, the insured may request a refund in accordance with the contract plan.

Key Features

• Free choice of dentists;
• Wide coverage;
• Specialists in all areas;
• Reimbursement of expenses in Brazil and abroad;
• Roadside Assistance;
• Network discounts;
• Remission for up to 12 months;
• Attend special patients;
• Central self-service 24 hours.

Pension Plans

The pension fund is more than just an insurance. It is a personal financial planning tool that aims to assist in obtaining necessary to guarantee lifetime income standard of living, education or other achievements in the future.

Can be divided into two stages:

Accumulation period: all resources (contributions, financial contributions, transfers from other pension plans already existing, 13th salary, profit sharing), are updated according to the plan chosen, forming the reserve needed to obtain the desired benefit.

Granting of the benefit period: the age when the chosen output, the accumulated reserve becomes effectively in income, and you can choose the best way to receive it.

Plan for the future

In hiring the pension plan, you can define how much and when you want to receive the income. Thereafter, the insured deposit an amount every month until the moment you start to receive their benefits. And as a planning tool, allows the insured to guarantee your future few, without relying on large applications.

Travel Assistance

Travel assistance is a set of services designed to make your trip go more smoothly.

When we are out of our environment day-to-day, is another country or even another city, small problems can turn into delicate situations and difficult to resolve. Insurance for travel assistance to help resolve these issues quickly so that the client can make the most of your trip.

The assistance services are available 24 hours a day and can be triggered with a simple phone call. A personalized service and solution to the problem is a simple unwillingness or a more serious event, will be given quickly and followed up until the end.

Examples of coverage and services

Coverage for accidents;
Coverage in case of illness;
Personal accident insurance;
Baggage;
Cancellation insurance for international travel;
Dental expenses;
Pharmaceutical expenditure;
Location and shipment of luggage;
Airfare;
Repatriation funeral;
Guaranteed return trip after convalescence;
Advice on loss or theft of documents;
Transmission of urgent messages;
Travel information;
Weather information;
Information on visas and vaccinations.